Jay Cruice CFP® CFS CLU® ChFC®

Private Wealth Manager

• University of Pennsylvania, Philadelphia, Pa: BA 1976;
• The Wharton School, Philadelphia, Pa:  BS 1976;    
• The Colgate Darden Graduate School of Business at the University of Virginia, Charlottesville, VA: MBA 1981;
• Certified Financial Planner [CFP], 1984
• Chartered Life Underwriter [CLU], 1985
• Chartered Financial Consultant [ChFC], 1985
• Certified Fund Specialist [CFS], 1995